THE KATALYST TEAM AT ETHOS LENDING
You Bring the Dream. We’ve Got the Mortgage.
Ryan Prisco
Loan Officer
Effortless. Efficient. Fast.
Secure Your Home Financing Today.
NMLS ID: 987736 ; Company NMLS ID: 1533336
(www.nmlsconsumeraccess.org)
Proudly Serving:
Arizona, California, Colorado, Florida, Georgia, Idaho, Oregon, Tennessee, Texas, Washington
MEMBERS OF THE KATALYST TEAM HAVE BEEN FEATURED IN
At ETHOS Lending, We Have A Solution For Almost Every Scenario
Click to apply now or schedule a consultation and see how we can help.
Why ETHOS?
Expert Guidance, Local Presence
When you work with The Katalyst Team at ETHOS Lending, you're not just getting a loan officer, you're getting a true big-picture lending advisor. We come alongside you and look at all the options for your situation so that you can make the right decision for you and your circumstance.
Tailored Solutions
We don’t push products - we find the loan that fits you. Whether you’re buying, refinancing, or pulling cash out, we’ll help you discover options you didn’t know existed.
Fast Approvals
Our digital dashboard makes getting pre-approved simple. Upload documents securely, compare rates easily, and get full approval — often within 48 hours.
Competitive Rates
We shop dozens of lending partners - from household names to innovative newcomers - to secure the best possible terms for your goals and situation.
Seamless Closings
From pre-approval to keys-in-hand, your ETHOS Loan Expert keeps the process smooth, personal, and on schedule, so that you never have to wonder about what's going on.
Borrower and Partner Resources
Explore our suite of tools designed to help you make informed decisions in your real estate journey.
BUY NOW, SELL LATER
The Peace of Mind Program
Unlock your equity, make. non-contingent offers, and only move once - all before you sell your current home.
KATALYST KICKSTART
1% Year One Lender Buydown Program
A Katalyst Team exclusive - we'll buy down your rate 1% for the first year, creating significant savings.
RATE RELIEF
3 Ways to Save With Buydown Options
See the benefits and costs of a 3, 2, or 1 year buydown option, including wording on how to present to a seller.
STRATEGIC REFINANCE
See your options compared to a traditional refinance
A strategic refinance could help you save on your monthly payment, pay less interest over the life of the loan, and become debt-free faster.
ABOUT RYAN PRISCO
Ryan Prisco is a seasoned residential and commercial mortgage professional, entrepreneur, investor, advisor, and financial literacy educator.
He serves as a trusted advisor to his clients, specializing in forward and reverse mortgages, second homes, investment properties, and commercial real estate financing.
With over 26 years of experience, Ryan has helped thousands of individuals, families, and business owners successfully navigate purchase and refinance transactions. He is known for his integrity, clear communication, and unwavering advocacy - bringing clarity and confidence to what can often be a complex financial process.
Ryan is a graduate of California State Polytechnic University, Pomona. He has been married for 22 years and is the proud father of one daughter. Outside of work, he enjoys staying active, reading, traveling, spending time with family, and exploring his passion for fine wine.
Ryan is personally licensed in Arizona, California, Colorado, Florida, Idaho, Oregon, Tennessee, Texas, and Washington.
Specialties: Reverse Mortgage | First-Time Homebuyers | FHA & VA Loans | Self-Employed Borrowers | Investment Properties | Commercial Financing
NMLS #: 987736
Years in Business: 26+ | Loans Closed: 1,600+ | Loan Volume: $650M+
LOAN OPTIONS
Buy A Home
Personalized Home Financing
Conventional, FHA, VA, Jumbo loans and more - everything from first-time buyers to dream homes.
Refinance
Fast and Easy Process
Lower your rate, accelerate your debt-free date, or tap into your home equity for other goals.
Invest & Build Wealth
Expert Financial Guidance
DSCR, second homes, and investor property financing options designed for cash flow and long-term growth.
Testimonials
Hear What Past Clients Have Said
CONTACT
© ETHOS Lending, Inc.
2025 - All Rights Reserved.
ETHOS Lending, Inc., dba “ETHOS Lending”, NMLS #1533336, an Equal Housing Lender. Licensed by the Department of Real Estate Corporation Mortgage Loan Originator Endorsement, DRE #02103430.
26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA 92691
This is not a commitment to engage in a loan transaction. All applications are subject to full credit and property approval pursuant to the lender selected. Services not available in all states, check our licensing by clicking HERE.